So, I get a letter in the mail today from one of my credit card companies stating that they are reducing my credit limit as if this is some kind of honor.
Excuse me?
This is not a good thing. Anyone that knows about FICO scores knows that the debt to credit ratio is important and they reduced it to just right above the amount I have on the card. Speak nothing of the fact that it is a 0% interest loan!
Now I have to worry that they will change their promise of the 0% interest rate and tell me after the fact.
I've heard about this on the news, but for the amount of transactions that I do, and with having a high credit score, I thought I was above the fray. Not so. It appears that all will be punished.
Right now I'm thinking that I need to move the money over to one of my other cards so they can't win at their own game. After all, the person that will be losing the money will have the most vested interest in the game and so now that they got my attention - I'm in the game. And I will win it.
Ok, serenity now Rebecker....I took the day off to blow off some work stress and this is just adding to it.
Time for the treadmill perhaps?